Medicaid Eligibility Calculators
Medicaid Eligibility Calculators is an independent, free tool that helps people estimate whether they may qualify for Medicaid. We are not a government agency, and we don't process applications.
Contact us at contact@medicaideligibilitycalculators.com.
Sources
- HHS ASPE: 2026 poverty guidelines
- KFF: state Medicaid expansion decisions
- SSA: SSI federal payment amounts
- Medicaid.gov: mandatory and optional benefits
- USAC: Lifeline eligibility
- Medicaid.gov: state eligibility levels
How the calculator works
For ages 19–64, we apply the expansion or state limit. For parents, pregnancy and children, we use each state's published level plus the 5% income disregard, converted with the 2026 poverty guidelines. Medicaid.gov's table reflects state decisions as of December 1, 2023, so a limit may have changed. For seniors and people with disabilities, we use the SSI rate as a benchmark, as these rules vary too widely for a simple formula.
What the estimate leaves out
States add their own rules, including limits above the federal minimum, spend-down programs, immigration rules and long-term care pathways. A "possibly" or "unlikely" result doesn't mean you can't qualify, so you can apply regardless.