Medicaid Eligibility Calculators
Medicaid won't pay for an iPhone. Lifeline companies usually offer basic Android phones, though some sell or promote refurbished iPhones, usually for a price.
How to use Lifeline with an iPhone
Many Lifeline companies let you bring your own compatible phone. That can be the simplest route: buy an unlocked refurbished iPhone, then apply the discount to your service.
Check before you commit
- Which model is it, and is it new or refurbished?
- What is the total you'll pay, including fees?
- Is it locked to that carrier, and for how long?
- How long will Apple keep updating that model?
The easier option
Most tasks, like calling your doctor, using plan apps and checking benefits, work fine on a basic smartphone. Read how free phones with Medicaid work. Need Medicaid first? Check your eligibility.
Be careful with any site or street table promising a free device. Don't pay a "processing fee", and share your Medicaid or Social Security number only with an approved Lifeline company or a government agency.
Does Medicaid help with any phone costs?
Medicaid doesn't pay for personal phones. Your plan may give extras such as a phone number for a 24-hour nurse line, which you can use on any phone. Some plans have support programs for members with complex needs. Ask whether any phone program is available in your plan.
Who qualifies for Lifeline
Lifeline is the main federal program connected to Free iPhone with Medicaid searches. You can qualify in one of two ways:
- Through a program: Medicaid, SNAP, SSI, Federal Public Housing Assistance, or the Veterans Pension and Survivors Benefit. Tribal programs also qualify on Tribal lands. You can also qualify through a child or dependent in one of these programs.
- Through income: at or below 135% of the federal poverty level, as shown below.
| Household | Lifeline income limit (135% FPL) |
|---|---|
| 1 | $21,546/yr |
| 2 | $29,214/yr |
| 3 | $36,882/yr |
| 4 | $44,550/yr |
| 5 | $52,218/yr |
| 6 | $59,886/yr |
48 contiguous states and DC. Alaska and Hawaii are higher.
Questions to ask before accepting any offer
- What is the company's full name, and is it listed on the Lifeline website?
- What is the total cost, including taxes, shipping and activation fees?
- What happens to the device if I switch or stop service?
- Is the device new or refurbished, and does it have a warranty?
- How long will it get security updates?
Check your eligibility with our free calculator or see income limits by state.
Common questions
Are free iPhones from Lifeline real?
Offers can appear, but they are not guaranteed and may carry costs. Read the terms carefully.
Can I use Lifeline with my own iPhone?
Often yes, if your phone is compatible with the provider. Ask the company.
Can I get a new iPhone with a Lifeline plan?
Sometimes at a price. Compare the total cost with a refurbished unlocked phone.
Does Apple give discounts to Medicaid members?
We are not aware of a Medicaid discount from Apple. Check Apple for current offers.
