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Medicaid renewal

What to do so you don't lose your coverage over paperwork.

Reviewed November 2026

Medicaid renewal: father holding his newborn at home

Most people renew Medicaid every 12 months. Your state tries to confirm your eligibility from records first, then contacts you if it needs more. Most expansion enrollees move to six-month checks for renewals after December 31, 2026.

How to renew step by step

  1. Keep your address, phone and email up to date.
  2. Open every letter from the agency.
  3. Check that the details on your form are correct.
  4. Return your form and proof by the deadline.
  5. Keep a copy or confirmation number.

Common reasons people lose coverage

  • The renewal letter went to an old address.
  • Forms or documents arrived late.
  • Income went above the limit.
  • A child aged out, or someone moved.
  • Postpartum coverage ended.

If you lost coverage

Call your agency straight away. Many states allow a period to return your paperwork without starting over, and you can reapply at any time. You also have the right to appeal. See the phone number on our state directory.

If you no longer qualify

Losing Medicaid can open a special enrollment period on HealthCare.gov. Check quickly to avoid a gap. Your children may also still qualify through Medicaid or CHIP, and you can check a new estimate here.

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