Medicaid Eligibility Calculators
We found no Costco program that gives free or discounted memberships to Medicaid members, and Medicaid doesn't pay for them. Costco does accept EBT for eligible food in warehouses, but you still need a membership.
Using benefits at Costco
- EBT: accepted in the warehouse for eligible food. Non-food items need another form of payment.
- WIC: generally not accepted.
- Membership: required even when paying with EBT. Check Costco's current terms directly.
Is membership worth it?
Bulk prices can be great, but the fee and larger purchases can stretch a tight budget. Before joining, compare your usual items at nearby stores. A friend or relative who's a member may be able to give you a Costco Shop Card, though you'd still need a membership to enter stores in most cases, so check first.
Other ways to save
Other warehouse and grocery chains have assistance discounts, so ask at customer service. Also see free food with Medicaid and free meals. For more options, call 211. Check your Medicaid eligibility.
Are other memberships discounted?
Some retailers do have assistance discounts. For example, Amazon and Walmart have offered reduced membership prices for people with qualifying benefits, and terms can change, so check before signing up. Medicaid plans may also offer over-the-counter allowances for certain members, usable at participating stores.
How to check what your plan offers
- Call the member number on your Medicaid card.
- Ask for the member handbook, and look for "extra" or "value-added" benefits.
- Ask about limits, approvals and which stores or providers you must use.
- Get the answer in writing, if you can.
State and plan benefits can change every year, so ask again at renewal. If you're moving, check your new state's Medicaid calculator page, because coverage doesn't transfer automatically.
Check your eligibility with our free calculator or see income limits by state.
Common questions
Does Medicaid pay for a Costco membership?
No. Medicaid pays for health care, not store memberships.
Can I use EBT at Costco?
Yes for eligible food in warehouses. A membership is still required.
Can I shop at Costco without a membership?
In-store access generally requires one. Check Costco for exceptions, such as pharmacies in some states.
Can I use Medicaid at Costco Pharmacy?
Possibly, if that pharmacy is in your plan. Check with your plan.
