Mississippi Medicaid Eligibility Calculator 2026

Mississippi Medicaid eligibility at a glance

Mississippi MedicaidProgram
Not adoptedExpansion status
No general coverage for people 21 and olderPeople under 65
24% FPL (approx.)Parents and caretakers
199% FPLPregnancy
214% FPLChildren (up to)
800-421-2408Agency phone
Official siteAgency website

Mississippi pregnancy and child minimum limits, 2026 (138% FPL)

Household size	Monthly limit	Yearly limit
1	$1,835	$22,025
2	$2,489	$29,863
3	$3,142	$37,702
4	$3,795	$45,540
5	$4,448	$53,378
6	$5,101	$61,217
7	$5,755	$69,055
8	$6,408	$76,894

Mississippi Medicaid income limits by group, 2026

Household	Parents /mo	Pregnancy /mo	Teens 6–18 /mo	Children, top /mo
1	$319	—	—	—
2	$433	$3,589	$2,489	$3,859
3	$546	$4,531	$3,142	$4,872
4	$660	$5,473	$3,795	$5,885
5	$774	$6,414	$4,448	$6,898
6	$887	$7,356	$5,101	$7,911

Children, pregnancy and parent limits use the Medicaid.gov eligibility levels table (state decisions as of December 1, 2023, the latest shown there), plus the 5% disregard, converted to dollars with 2026 poverty guidelines. States can change these, so confirm with your agency.

Mississippi's children's limit of up to 214% of poverty ranks around the middle of the country, and its pregnancy limit of 199% is around the middle of the country. Compare all states' income limits.

Who qualifies for Medicaid in Mississippi?

People: Mississippi has not adopted Medicaid expansion. Most people aged 19–64 without dependent children don't qualify on income alone, and parents face limits set by the state. Pregnant people and children are covered to at least 138% of the federal poverty level.
Parents: with one child and a household of two, the parent limit is about $433 a month.
Pregnant people: a household of two (you and your expected baby) can qualify up to about $3,589 a month.
Children: a family of four can have up to about $3,795 a month for teens under Medicaid, and up to $5,885 depending on age and program.
Seniors and people with disabilities: a common benchmark is $1,014 a month and $2,000 in assets for one person. Mississippi's rules may differ, so confirm with the agency.

Mississippi Medicaid eligibility calculator: person reviewing coverage options

Mississippi Medicaid examples

A single person with no children and $1,000 a month is unlikely to qualify, because Mississippi has not adopted expansion.
A pregnant person in a household of three earning $4,331 a month is within the pregnancy limit.
A family of four earning $3,595 a month has teens within the Medicaid limit, even if the parents are over theirs.

Federal poverty levels used for Mississippi

Household	100% FPL	138% FPL	150% FPL	200% FPL
1	$15,960	$22,025	$23,940	$31,920
2	$21,640	$29,863	$32,460	$43,280
3	$27,320	$37,702	$40,980	$54,640
4	$33,000	$45,540	$49,500	$66,000
5	$38,680	$53,378	$58,020	$77,360
6	$44,360	$61,217	$66,540	$88,720
7	$50,040	$69,055	$75,060	$100,080
8	$55,720	$76,894	$83,580	$111,440

Yearly dollars from the 2026 HHS poverty guidelines for the 48 contiguous states and DC. Divide by 12 for a monthly figure.

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How to apply for Medicaid in Mississippi

Check your estimate with the Mississippi Medicaid calculator above.
Gather proof of identity, address, income and household.
Apply through the Mississippi Medicaid agency, by calling 800-421-2408, or at HealthCare.gov. Applying is free.
Answer any requests for more information before the deadline.
Look for a decision, usually within 45 days, or 90 days if it depends on a disability.

See our full Medicaid application guide and who qualifies.

What Mississippi Medicaid covers

Like every state, Mississippi must cover hospital care, doctor visits, lab tests and X-rays, nursing facility care, home health, family planning, rides to medical care and EPSDT services for children. Optional benefits, such as dental care for people 21 and older and eyeglasses, are up to the state. Ask the agency or your health plan for the current Mississippi benefit list.

The coverage gap in Mississippi

Because Mississippi has not adopted full expansion, some people aged 19–64 earn too little for Marketplace premium tax credits, yet don't qualify for Medicaid. If that describes you, ask about community health centers and hospital financial aid. Check again if you become pregnant, get a disability diagnosis, or if your income rises to about 100% of the poverty level, when Marketplace savings may begin.

Seniors and long-term care in Mississippi

Older people and people with disabilities in Mississippi may qualify for coverage, help with Medicare costs, nursing home care or home care through waiver programs. These use separate income, asset and care-need rules, and a 60-month look-back on asset transfers applies to long-term care. See our guide to Medicaid for seniors.

Keeping your Mississippi coverage

Update your address with the agency when you move.
Respond to every renewal letter by its deadline.
Report changes in income or household as required.
If you're denied, read the notice and ask about a fair hearing, usually within 90 days.

Free help in Mississippi

Trained helpers can assist with applications at no cost. Dial 211, or find a local navigator at LocalHelp.HealthCare.gov. Be careful of anyone charging a fee to apply. Mississippi residents on Medicaid can also check Lifeline phone discounts and food programs.

Mississippi Medicaid FAQs

What is the Medicaid income limit in Mississippi for 2026?

Mississippi has not adopted full expansion. Parents can qualify at about 24% of poverty, pregnant people at 199% and children up to 214%.

Did Mississippi expand Medicaid?

No. Mississippi is one of 10 states that have not adopted expansion.

How do I apply for Mississippi Medicaid?

Apply online through the state agency or HealthCare.gov, or call 800-421-2408. It is free and you can apply at any time.

Can pregnant women get Medicaid in Mississippi?

Yes. The published limit is about 199% of poverty, or $3,589 a month for a household of two.

Does Mississippi cover children through Medicaid or CHIP?

Mississippi covers children through Medicaid and a separate CHIP program, up to about 214% of poverty.

Is the Mississippi Medicaid calculator official?

No. It is an independent estimate. Only the Mississippi Medicaid agency can make a decision.

Agency details from Medicaid.gov. Check the agency site for current contact information.

Other state Medicaid calculators

Missouri Medicaid calculator · Montana Medicaid calculator · Nebraska Medicaid calculator · Nevada Medicaid calculator · New Hampshire Medicaid calculator · New Jersey Medicaid calculator